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$480,000
New Listing

264 S CENTRAL AVENUE
UMATILLA, FL 32784

For Sale|Single Family Residence|Active
2
Beds
2
Total Baths
2
Full Baths
2,064
SqFt
$233
/SqFt
1998
Built
Subdivision:
UMATILLA MITCHENORS ADD
County:
Lake

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264 S CENTRAL AVENUE264 S CENTRAL AVENUE264 S CENTRAL AVENUE264 S CENTRAL AVENUE
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Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

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Listing Snapshot
Price 
$480,000
Days On Site 
0 Days
Bedrooms 
2
Inside Area (SqFt) 
2,064 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.43 Acres
Year Built 
1998
MLS® Number 
G5111097
Status 
Active
Property Tax 
$6,857
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Owner
Friends & Family
Recent Activity
4 hours agoListing updated with changes from the MLS®
5 hours agoListing first seen on site
General Features
Acres 
0.43
Carport 
2
Direction Faces 
East
Foundation 
Slab
Levels 
One
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
2475
Utilities 
Cable AvailableElectricity ConnectedSewer Connected
Water Source 
Public
Zoning 
RP
Interior Features
Appliances 
DishwasherDisposalDryerRangeRefrigeratorTankless Water Heater
Cooling 
Central Air
Flooring 
Ceramic Tile
Furnished 
Unfurnished
Heating 
Central
Interior 
Cathedral Ceiling(s)Eat-in KitchenHigh CeilingsStone CountersVaulted Ceiling(s)Walk-In Closet(s)
Laundry Features 
InsideLaundry Room
Window Features 
Double Pane Windows
Balcony/Porch/Lanai 
Dimensions - 44x12Level - First
Bedroom 2 
Dimensions - 11x10Level - First
Dining Room 
Dimensions - 10x9Level - First
Kitchen 
Dimensions - 12x12Level - First
Living Room 
Dimensions - 14x19Level - First
Master Bathroom 
Dimensions - 12x8Level - First
Master Bedroom 
Dimensions - 14x12Level - First
Utility Room 
Dimensions - 7x7Level - First
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Exterior Features
Construction Details 
Cement SidingFrame
Exterior 
Storage
Patio And Porch 
Rear PorchScreened
Roof 
Shingle
View 
Water
Waterview 
Water
Windows/Doors 
Double Pane Windows
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
32784 - Umatilla / Dona Vista
Roads 
Paved
Township 
18
Schools
School District
Unknown
Elementary School
Umatilla Elem
Middle School
Umatilla Middle
High School
Umatilla High
Listing courtesy of RLW REALTY (352) 771-2560



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-04-16 10:00 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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