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$409,000
New Listing

528 OCEAN SPRAY DRIVE
RUSKIN, FL 33570

Single Family Residence|Coming Soon
4
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
2,820
SqFt
$145
/SqFt
2021
Built
Subdivision:
SHELL COVE PH 2
County:
Hillsborough

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(407) 803-4049
528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE
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Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.

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Listing Snapshot
Price 
$409,000
Days On Site 
0 Days
Bedrooms 
4
Inside Area (SqFt) 
2,820 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.18 Acres
Year Built 
2021
MLS® Number 
TB8522386
Status 
Coming Soon
Property Tax 
$10,266.89
HOA/Condo/Coop Fees 
$7.08 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
3 hours agoListing updated with changes from the MLS®
4 hours agoListing first seen on site
General Features
Acres 
0.18
Attached Garage 
Yes
Direction Faces 
West
Foundation 
Slab
Garage 
Yes
Garage Spaces 
3
Green Energy Efficient 
HVAC
Levels 
One
Number Of Stories 
1
Parking 
Attached
Pets 
Cats OKDogs OK
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
3709
Utilities 
Cable AvailableElectricity Available
Water Source 
Public
Zoning 
PD
Interior Features
Appliances 
DishwasherDisposalDryerFreezerMicrowaveRangeRefrigeratorWasher
Cooling 
Central Air
Flooring 
CarpetTile
Furnished 
Unfurnished
Heating 
Electric
Interior 
Dry BarEat-in KitchenHigh CeilingsOpen FloorplanTray Ceiling(s)Walk-In Closet(s)Wet BarIn-Law Floorplan
Laundry Features 
Electric Dryer HookupInsideLaundry Room
Bathroom 2 
Dimensions - 5x4Level - First
Bathroom 3 
Dimensions - 6x9Level - First
Bedroom 2 
Dimensions - 12x12Level - First
Bedroom 3 
Dimensions - 13x11Level - First
Bedroom 4 
Dimensions - 11x13Level - First
Dining Room 
Dimensions - 11x13Level - First
Great Room 
Dimensions - 18x12Level - FirstFeatures - Kitchen Island, Wet Bar
Kitchen 
Dimensions - 9x16Level - First
Living Room 
Dimensions - 19x18Level - First
Master Bathroom 
Dimensions - 10x13Level - First
Master Bedroom 
Dimensions - 18x13Level - First
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Exterior Features
Construction Details 
Brick
Patio And Porch 
Covered
Roof 
Shingle
Community Features
Association Amenities 
Pool
Association Dues 
85
Community Features 
Pool
Financing Terms Available 
AssumableCashConventionalFHAVA Loan
HOA Fee Frequency 
Annually
MLS Area 
33570 - Ruskin/Apollo Beach
Roads 
AsphaltPaved
Township 
32
Schools
School District
Unknown
Elementary School
Thompson Elementary
Middle School
Shields-HB
High School
Lennard-HB
Listing courtesy of LPT REALTY, LLC (309) 453-7094



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-06-30 06:26 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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