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$645,000
New Listing

185 BANYAN BAY DRIVE
ST PETERSBURG, FL 33705

For Sale|Townhouse|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,230
SqFt
$289
/SqFt
2004
Built
Subdivision:
BANYAN BAY AT RUTLAND
County:
Pinellas

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(407) 803-4049
185 BANYAN BAY DRIVE185 BANYAN BAY DRIVE185 BANYAN BAY DRIVE185 BANYAN BAY DRIVE
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Welcome to Banyan Bay a Gated 'WORRY-FREE LIVING' waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you're greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that “LIVES LIKE A SINGLE FAMILY HOME”! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs “walls in” coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities—this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home—it’s a lifestyle. Come see it for yourself.

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Listing Snapshot
Price 
$645,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
2,230 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.04 Acres
Year Built 
2004
MLS® Number 
TB8527162
Status 
Active
Property Tax 
$6,002.21
HOA/Condo/Coop Fees 
$1,124.55 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
12 hours agoListing updated with changes from the MLS®
12 hours agoListing first seen on site
General Features
Acres 
0.04
Attached Garage 
Yes
Direction Faces 
East
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Parking 
Electric Vehicle Charging Station(s)Garage Door OpenerOversizedAttached
Pets 
Yes
Property Sub Type 
Townhouse
Security 
Closed Circuit Camera(s)Fire Sprinkler SystemGated CommunitySecurity GateSmoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
2230
Style 
Mediterranean
Utilities 
Cable Available
Water Source 
Public
Interior Features
Appliances 
DishwasherDisposalDryerMicrowaveRangeRefrigeratorWasherWater Purifier
Cooling 
Central Air
Flooring 
CarpetLaminateTile
Furnished 
Partially
Heating 
CentralElectric
Interior 
Built-in FeaturesCoffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)
Laundry Features 
InsideLaundry Room
Window Features 
Window CoveringsBlindsDrapesInsulated WindowsShuttersStorm Window(s)Window Treatments
Bedroom 2 
Dimensions - 10x12Level - Second
Bedroom 3 
Dimensions - 10x12Level - Second
Kitchen 
Dimensions - 10x16Level - First
Living Room 
Dimensions - 23x21Level - First
Loft 
Dimensions - 12x16Level - Second
Master Bedroom 
Dimensions - 12x23Level - Second
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Exterior Features
Construction Details 
BlockConcreteFrame
Exterior 
BalconyDock
Fencing 
Masonry
Lot Features 
Cul-De-SacNear Public TransitSloped
Patio And Porch 
PatioRear PorchScreened
Roof 
Tile
View 
Garden
Waterfront Features 
LITTLE BAYOU TO TAMPA BAY
Waterview 
Garden
Windows/Doors 
Window CoveringsBlindsDrapesInsulated WindowsShuttersStorm Window(s)Window Treatments
Community Features
Association Amenities 
Gated
Association Dues 
1124.55
Community Features 
GatedPoolSidewalksStreet Lights
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Monthly
MLS Area 
33705 - St Pete
Roads 
Paved
Township 
32
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE (727) 403-9976



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-07-10 04:12 AM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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