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$420,000
New Listing

4545 DEBBIE LANE
LUTZ, FL 33559

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,478
SqFt
$169
/SqFt
1980
Built
Subdivision:
TAMPA DOWNS HEIGHTS
County:
Pasco

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(407) 803-4049
4545 DEBBIE LANE4545 DEBBIE LANE4545 DEBBIE LANE4545 DEBBIE LANE
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A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!

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Listing Snapshot
Price 
$420,000
Days On Site 
0 Days
Bedrooms 
4
Inside Area (SqFt) 
2,478 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.24 Acres
Year Built 
1980
MLS® Number 
TB8545612
Status 
Active
Property Tax 
$4,249.72
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
2 hours agoListing updated with changes from the MLS®
9 hours agoListing first seen on site
General Features
Acres 
0.24
Attached Garage 
Yes
Direction Faces 
Northeast
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
One
Number Of Stories 
1
Parking 
Attached
Property Sub Type 
Single Family Residence
Sewer 
Private Sewer
SqFt Total 
3084
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Zoning 
R3
Interior Features
Appliances 
DishwasherDryerElectric Water HeaterMicrowaveRefrigeratorWasher
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Wood Burning
Flooring 
Vinyl
Furnished 
Unfurnished
Heating 
Heat Pump
Interior 
High CeilingsOpen Floorplan
Laundry Features 
InsideLaundry Room
Bedroom 2 
Dimensions - 12x12Level - First
Bedroom 3 
Dimensions - 8x14Level - First
Bedroom 4 
Dimensions - 12x15Level - First
Dining Room 
Dimensions - 10x16Level - First
Kitchen 
Dimensions - 9x19Level - First
Living Room 
Dimensions - 11x9Level - First
Master Bathroom 
Level - First
Master Bedroom 
Dimensions - 13x16Level - First
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Exterior Features
Construction Details 
Block
Fencing 
Vinyl
Pool Features 
In GroundPrivate
Private Pool 
Yes
Roof 
Shake
View 
Trees/Woods
Waterview 
Trees/Woods
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
33559 - Lutz
Roads 
AsphaltPaved
Township 
26S
Schools
School District
Unknown
Elementary School
Veterans Elementary School
Middle School
Cypress Creek Middle School
High School
Cypress Creek High-PO
Listing courtesy of FUTURE HOME REALTY INC (813) 404-0769



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-09-05 05:55 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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