4491 SE 89TH STREET

OCALA, FL 34480

**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*

Listing courtesy of BRAINARD REALTY (305) 903-7593



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-11-15 04:36 AM EST